Stores Closed on Thanksgiving Day 2017

It seems as if more and more stores are opening up on Thanksgiving with major doorbusters in an attempt to gain an edge on the holiday shopping market. We are not here to judge either way and only wish for you to have a joyous holiday! Now if you love to shop and plan to get started on Turkey Day, DO NOT add these stores to your list of ones to hit on Thanksgiving because you will be trekking out in your stretchy pants for nothing. BestBlackFriday.com offers a list of stores that will be closed on Thanksgiving day.

Thanksgiving Food Tips For Our Four-Legged Friends

I can’t believe Thanksgiving will be here in less than 2 weeks! Where has this year gone? This is such a great time of year to eat lots of scrumptious comfort food and enjoy time with our family and friends. Keep in mind that your four-legged babies should not be necessarily indulging in everything you do…

Care2.com gives some great tips on foods your furry friends need to stay away from.

 

  1. Turkey Skin and Undercooked Meat

It’s ok to let your pet celebrate the holiday with some white turkey meat, but the skin is more than likely covered in delicious seasonings like garlic, onion, and sage that can be toxic to animals. Undercooked meat increases chances of salmonella so don’t go there!

  1. Stuffing and Gravy

One of my favorite indulgences, but give this to your pet and you will be spending the night in the Vet ER instead of checking out all the Black Friday ads. Take your pick – mushrooms, onions, garlic, leeks, sage, chives, scallions – all of these are toxic to animals.

  1. Cranberry Sauce

The high levels of sugar that go into making the sauce are not so healthy for our pets.

  1. Green Bean Casserole

Green beans are so good for animals, but the casserole is not. The crunchy French fried onions and creamy mushroom soup are no-no’s for four-legged friends.

  1. Turkey Bones

These babies splinter… stay away from these.

  1. Bread Dough and Cake Batter

Raw eggs carry salmonella, even in that scrumptious cookie dough batter we all love to taste (sorry to be a downer!). Bread dough will rise and expand once it gets ingested by our furry friends causing stomach issues.

  1. Mashed Potatoes

Pets do great with plain potatoes. However, all the butter, garlic, and onion that go into mashed potatoes to make them yummy for us make them toxic to our pets. And then there are tummy issues if your pet is lactose intolerant.

  1. Fruit Salads

Specifically the nuts, grapes, and raisins, which can cause kidney problems.

  1. Walnuts and Macadamia Nuts

These can cause neurological issues, seizures, vomiting, and lethargy.

  1. Pumpkin and Sweet Potato Pies

Wait… say what? Pumpkin and sweet potato are great for dogs by themselves. But the spices make these pies toxic to dogs, specifically cinnamon and nutmeg.

 

Gutters-Realtor OKC

Realtor OKC Team Shares The Need For Functioning Gutters

Helpful Tips From Our Realtor OKC Team

Whether you’re buying or selling a home, it can make you feel uptight when the home inspector comes around to examine every inch of it. While real estate in OKC is our job, our realtor OKC team also loves helping customers and readers with helpful tips. That’s why we’re explaining the importance of gutters!

Ordinarily, people probably don’t think much about the need for functioning gutters, but with the rainy fall season upon us it’s a good idea to inspect those gutters. If you ignore broken gutters now, if you decided to list your home in the market with all the competition of other homes for sale it might get overlooked. Most likely, the task to repair the gutters would be listed in the home inspector’s TRR (Treatments, Repairs, and Replacements) report anyway.

Gutters are so important, because they keep the base of your home from becoming flooded. The water flowing away from your home also prevents mold from growing due to lingering water puddles. The standing water created by not having gutters could also bring on an infestation of insects. Furthermore, without gutters the home’s foundation could become cracked on account of the top soil eroding.

The damage caused by clogged, leaking, or broken gutters is more expensive than if you would have just maintained the gutters in the first place. Keeping up with a simple maintenance routine will keep your gutters working properly and avoid problems. Always keep in mind that your gutters should be cleaned at least twice per year (once in spring and once in late fall).

Now that you know why you should have them, we hope you’ll take our advice to keep your gutters looking their best.

If you’re looking for someone to help with real estate needs, our OKC realtor team is here to help! Call Thurman Real Estate Team at 405-850-9503!

Weep Hole- Brick Wall- Realtor OKC

Realtor OKC Team Explains The Reason For Weep Holes In Brick

Realtor OKC Team Provides Answers About Brick Homes

With an increase in Oklahoma earthquakes happening it seems a lot more people are paying attention to the exterior of their homes. Many homeowners discover weep holes whole looking at the brick surface of their home. Sometimes, they don’t even know those holes are there unless they get pointed out to them. Today, our realtor OKC team is here to clear up any confusion regarding the need for weep holes.

Many people often mistake the weep hole as earthquake damage that may have occurred, but this is not the case.

Part of a realtor OKC team member’s job includes reading home inspection reports and that’s where information about the weep holes can come from. Here’s a little Q & A to help clear up any misconceptions.

What are weep holes?

Realtor OKC Answer:

They are not damage done to your home, as they were put there on purpose! The holes are actually just openings meant for drainage. These weep holes are there to allow water to escape downwards through the cavity created and out to the outside of the wall surface through the opening.

Why are the weep holes necessary? 

Realtor OKC Answer:

The pretty, fired or sun-dried clay bricks  are not waterproof. In fact, because brick is a very porous type of material it just soaks up the water. Without weep holes, water would just penetrate into the brick which can cause damage to the home.

There are companies out there that will try to sell vents to cover weep holes. This is, generally, for keeping out insects and keeping the weep hole from getting clogged. make sure if you opt for this that your wall is properly constructed so that the vent will actually do its job.

Our realtor OKC team hopes this information has been enlightening for you. Good luck with your weep holes!

If you’re in need of anything real estate related, you can reach Thurman Real Estate Team by calling 405-850-9503.

Living Room-Small Room- Realtor OKC

Realtor OKC Tips On Making Small Rooms Look Bigger

Realtor OKC: Helping You Love Your Space

Living in a smaller home does have advantages such as lower energy costs and less space to fill up, but just because you’ve decided to live in a smaller home doesn’t mean that it has to feel small. In fact, there are plenty of ways to make cozy rooms look bigger! Today, our realtor OKC team is here to share a few tips with you so that you can enhance any small room.

Our realtor OKC gathered up these 5 clever tricks to share with you:

  • Choose light paint colors for the walls. If you’re feeling like white isn’t your thing you can go bold and still make it rooms seem larger by matching the paint color to the flooring, moldings, drapes, or cabinets. This helps draw the eye towards the blended colors rather the size of the room.
  • Go for multi-functional furniture pieces such as ottomans with lids which can be put together for a coffee table, seating for guests, and can be used as storage space.
  • Adding mirrors is an old trick, but still a good one. The best place to put a mirror is across from a window to reflect light and make the room feel larger. Another good placement would be behind an end table or a chest to make it look like another space is behind it.
  • Keep decorating to a minimum for a more airy look. For example, don’t fill bookshelves all the way and if you have knickknacks consider color coordinating them (blue colors on one shelf, red on another, etc.). If you like area rugs go for small prints or plain colors to visually expand the space. If you like artwork, experts say that adding in one dramatic piece of artwork will add flare and trick the eye into thinking the space is bigger.
  • Choose to place several lights around the room to draw the eye to many spots rather than just one. Also, make sure the lighting is bright!

Our OKC realtor team hopes that these simple design tricks will help you make your small spaces feel a lot larger.

Our realtor OKC team wishes you the best of luck with your decorating and should you need our help to buy or sell real estate, we’re here to help.

You can reach Thurman Real Estate Team by calling 405-850-9503.

Mahogany wood- Realtor OKC

Realtor OKC Tips For Complementary Paint Colors With Mahogany Wood

Realtor OKC Team Talks Of Aesthetically Pleasing Wall Colors

So you have the house and you want to decorate, but you don’t have a clue where to begin? Being a homeowner can be so rewarding, yet it takes a lot of decision making to make your home feel like your home. Today, our realtor OKC team is specifically providing tips directed towards those of you who have homes with mahogany wood trim and finishes throughout.

Mahogany is a beautiful color, but can often leave you wondering how to best complement this lovely wood. Since the natural color of mahogany changes with age from pinkish to more of a copper or reddish-brown it may be difficult to decide which wall color to choose. Our realtor OKC team set out to research what real designers had to say about matching or contrasting this type of wood. In most cases, experts say that mahogany is best matched with other accents around the room such as a color in a tile backsplash in the kitchen, the room’s crown molding, or interior doors.

So which wall colors are actually best? Our realtor OKC team learned that the answer isn’t all that straight forward. The truth is that the “right color” can actually be different based on personal preference and what kind of look you are trying to achieve. Here are some tips on how to choose paint colors for various decorative styles:

  • If You Want To Highlight The Wood: To draw the eye to the wood, choose a wall color that is contrasting such as light, creamy beige.
  • If You Want Maximum Contrast: For more contrast from the mahogany wood finishes, choose wall colors that are earthy such as a light green.
  • If You Want Relatable Colors: For a very adaptable color with varying shades from cool to warm, Gray is a great choice.

No matter what your end goal is, whether you want to provide a bold statement or a subtle one, with the right color choice the end result is bound to be stunning and your home will feel personalized for your family.

Our realtor OKC team wishes you the best of luck with your next painting project. As always, should you need our help to buy or sell real estate, we’re just a phone call away. You can reach our realtor OKC team by calling 405-850-9503.

Realtor OKC Mortgage loan

Realtor OKC Team Discusses How To Get The Best Mortgage Rates

Realtor OKC Team Provides Mortgage Loan Tips

There are many factors that go into determining what kind of terms you’ll get when getting a mortgage loan. Want better mortgage rates? Our realtor OKC team is here to share a few of the most important factors that determine your mortgage rates:

1.) Raising Your Credit Score: Your FICO credit score is one of the main criteria that determines your mortgage loan rate. The higher your FICO credit score, the lower your interest rate. In fact, your FICO is so important that to even qualify for a loan with no special circumstances your credit score must be at least 620. Although, our realtor OKC team recommends a score of 760 or above for the best interest rates. There are a few ways to improve this credit score; You can pay down or pay off loans, you can clean up errors on your report, and you can pay past-due collections.

2.) Having Enough Income & Work Stability: Having a stable source of income is an important factor in buying a home. Being able to provide proof for at least 2 years of steady employment is good for getting a good rate. Obviously, long terms of unemployment will have an adverse effect on your mortgage rate. If you’re self-employed things get pretty strict. You’ll likely have to provide your business income with tax returns for the past two years. Additionally, you’ll also have to fill out an IRS form to confirm your earning report is correct.

3.) Increasing The Down Payment: Whenever you take a loan, the interest is calculated based on how risky it is to loan you that money. Anything you can do to make things less risky is a benefit. Putting down a larger down payment reduces how much you owe and makes your loan less risky as a result. A loan with a 5% down payment will probably have a higher interest rate than a loan with a 20% down payment (all other factors being equal).

These are just some of the ways you can get a better deal on your mortgage loans. If you need to know anything else about the home buying or selling process, our realtor OKC team would love to help! If you’re looking for an agent, don’t hesitate to give Thurman Real Estate Team a call at 405-850-9503.

Mortgage Loan- Piggy Bank- Realtor OKC

Realtor OKC Team Discusses 2 Ways To Obtain A Mortgage Loan

Realtor OKC Tells Of Bank Loans Vs. Mortgage Company Loans

Our realtor OKC team members have to know a lot about how to obtain financing for a home loan, because it’s part of the job description and we often have to help many home buyers through the process. To the average homebuyer, there might be different routes you’re going to want to take in order to obtain your mortgage loan. Today, to help you determine which path might be best for you, we’re going to explain a little about 2 ways you could go about obtaining a mortgage loan.

1.) Bank Loans: This is a very common method for both realtor OKC agents used to working with banks and for many homebuyers. For many buyers, going the bank route could be the quickest and easiest option, because the bank you have your money with should already be pre-aware of your financial cash flow. In some cases, there are lower interest rates by working with a bank for your loan. Plus, if you have your banking account where you have your mortgage account it could make life a little simpler for you with options to set up automatic payments from one account to the other.

2.) Mortgage Company Loans: Our realtor OKC team members know that sometimes mortgage brokers will actually offer lower rates than the bank, but you have to check. Homeowners like to go to mortgage companies when they don’t want to go through a bank, or simply can’t get financing through the bank. Mortgage companies often have more options on the table for the “little guys”. It’s natural for the big bank mentality to scare some people so they turn to mortgage companies which are seemingly less bureaucratic.

Either way, the bottom line is that as a realtor OKC team, our agents believe that most investors with multiple home buying opportunities may be better off going the bank loan route, while single homeowners may be better off going the mortgage company route to obtain their loan. No matter which route you choose to go, don’t settle with just one opinion if you aren’t fully satisfied that they’re being as helpful as they could be.

If you have any questions about buying a home, Thurman Real Estate Team is here to help! Don’t hesitate to give our realtor OKC team a call at 405-850-9503.

Homeowners Insurance- Realtor OKC

Realtor OKC Team Talks About The Need For Homeowners Insurance

Realtor OKC Answers What Homeowners Insurance Does

Most people are probably already aware that when they buy a house that they have to purchase homeowners insurance as part of the requirement, but you might be surprised how many people don’t really know what their homeowners insurance policy does for them. Our realtor OKC team members requires us to have knowledge of things like the legal need for homeowners insurance, but we also know it’s important for your property to be covered whether you realize it or not. Today, we’re going tell you a little more about what we know, in case you’ve ever been the one who questioned why you had to have homeowners insurance.

To start with, our realtor OKC team will tell you the reason homeowners insurance is required.

Homeowners insurance is set as a requirement by the lender and/or the state you live in to protect the lender’s investment from loss or damage whether it be that it was caused by fire, theft, vandalism or weather. That’s just what homeowners insurance covers on a basic level.

Now, our realtor OKC team will let you in on a little “secret” about additional insurance options.

Some people figure out that they don’t have quite enough insurance to cover all of their personal belongings. For insurance needs beyond the general policy, there are usually add-on options. With personal liability protection you have a way to protect against any lawsuits that may be filed against you in the event that someone gets injured at your house.

Our realtor OKC members know that, of course, just as with any insurance policy, there might be different needs you have that vary from your neighbor’s. You’ll certainly want to check around and ask your insurance agent for different options. Since your home is a pretty important aspect of your life we figure that kind of investment is worth saving.

If you need to know anything else about the home buying or selling process, our realtor OKC team would love to help! If you’re looking for an agent, don’t hesitate to give Thurman Real Estate Team a call at 405-850-9503.

Home Inspections- Realtor OKC

Realtor OKC Team Explains Circumstances Of Home Inspections

Realtor OKC Team Shares Why Home Inspections Matter

A home inspection is an all-inclusive examination of the condition of a home and it’s a pretty important part of the home buying process. The home inspection is often performed at the time of the sale of a property. Our realtor OKC team has to make sure they are completed if we’re in control of a sale, of course, but did you know there are different circumstances when it comes to inspections?

Today, our realtor OKC team will share a little more about the different scenarios, because Thurman Real Estate Team likes for customers to feel knowledgeable about how things work.

Let’s talk about strictly investment properties. If the acquired property needs a complete overhaul, the investor may be inclined to think that a home inspection is a waste of time and money. They may decide to try to skimp out since the investor and/or contractors will be able to inspect much of the property during the remodel.

While this would save the investor some money upfront, our realtor OKC team encourages real estate investors to think about the risk of not uncovering all defects prior to purchasing the property.

Now, think about a home inspection in terms of a newer home. Even for homes that appear to be in great condition, a home inspection can pinpoint the areas of the house you or the seller will need to focus on repairing right away and what it’s likely to cost.

It would seem that during an inspection there will always be small defects that can easily be fixed with a little elbow grease; however, there are also some potential “deal killer” defects, especially if they involve the roof, HVAC, siding, foundation, or water and/or fire damage issues. These defects are potentially the most expensive and you certainly wouldn’t want to overlook any of them.

While they make people groan and feel uncomfortable at times, our realtor OKC team would hope you understand why home inspections really do matter.

If you’re searching for a realtor OKC team to help you either buy or sell a property, feel free to contact Thurman Real Estate Team at 405-850-9503.